Penalties for Driving Without Car Insurance for Teens in Utah
Reader’s Question:
I just want to know the penalties for driving without insurance in salt lake city, Utah for a minor?
Kelly
Thank you for asking Kelly.
The law requires drivers to carry proof of insurance and must be presented upon request to any law enforcement officer .
If the owner of a motor vehicle fails to provide satisfactory proof of insurance after receipt of the letter, that information will be provided to the Tax Commission’s Division of Motor Vehicles (DMV), and state and local law enforcement.
If a person is convicted in a court or found through a Department of Public Safety (DPS) administrative hearing to have been driving without insurance, the DMV may suspend the uninsured vehicle’s registration or driving privilege.
If you fail to provide insurance or operator’s security is a Class B misdemeanor, for which the fine may not be less than $400 for a first offense; and $1,000 for a second and subsequent offense within three years of a previous conviction or bail forfeiture.
Goodluck!
MariCAR
Can I Apply for Auto Insurance with Suspended License
Reader’s Question:
I have a suspended license in Utah, can I still apply for a Nevada drivers license?
Emily
Thank you for asking Emily.
The answer is no. It is not possible to get a driver’s license in Nevada if you have a suspended license in Utah.
According to the Nevada Department of Motor Vehicles no state may issue a license to any individuals if there is an active suspension or revocation in any other state. License suspension and revocation information is reported with all 50 states. If your suspension or revocation originated in another state, you must abide that state’s reinstatement procedures before you can get your license active.
A suspension or revocation must be cleared first by the state which originated it. You need to take care of the suspended license first before you can apply one in another state. Also according to the DMV site there is no time limit or statute of limitations on how long an active suspension or revocation remains listed and in effect.
When you have cleared up your suspension in Utah and have had that driver’s license reinstated you may be able to apply now for Nevada drivers license.
Goodluck!
MariCAR
Mandatory Minimum Car Insurance Coverage in Utah
Reader’s Question:
What is the minimum coverage required in of Salt Lake City, Utah?
Carmelia
Thank you for asking Carmelia.
In Utah, the law requires liability limits of 25/50/15. These numbers stand for
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
$15,000 per accident for property.
The no-fault law of Utah also requires drivers to purchase a minimum of $3,000 in personal protection injury (PIP). This coverage basically pays for your medical expenses in case of an accident.
Utah state law also requires a minimum Uninsured/Underinsured Motorist coverage. The amount of $25,000 per person up to $50,000 per accident for any bodily injury caused by an uninsured driver. This will protect you against damages caused to you and your passengers by an uninsured driver.
Goodluck!
MariCAR
How Long Do I Have to Carry SR22 in Utah?
Reader’s Question:
I just want to know for how long do I have to carry the sr22. I live in Utah. What is the Utah auto insurance requirement?
Jeff
Thank you for asking Jeff.
In Utah, it actually depend upon the reason for the SR-22 to be required to an individual that determines the length that you must carry the SR22.
The UT Department of Motor Vehicle site states that if you were found operating a vehicle without insurance the law requires the Department of Public Safety (DPS) to maintain proof of the person’s owner’s or operator’s financial responsibility for a three-year period and the insurance company must inform DPS if the insurance policy is terminated or cancelled. If an individual who has been cited under this law cancels his or her insurance policy, the individual must surrender his or her driver license to DPS.
This proof of financial responsibility certificate must be maintained for three years following the date of the suspension or revocation or, in the case of an unsatisfied judgment, three years from the date of reinstatement. Most of the time, people choose to purchase an sr22 to meet the states liability requirement.
You may get more information on financial responsibility by calling the Financial Responsibility Section, Driver License Division at phone number (801) 965-4393.
Goodluck!
MariCAR
