Can I Have Two Auto Insurance Policies For Same Vehicle
Reader’s Question:
Is it possible to have 2 separate auto insurance policies for 2 separate people on the same vehicle in Taylorsville, Utah?
Gene
Taylorsville, UT
It might be possible to have two separate car insurance polices for 2 different people on one car in Utah. Auto insurance guidelines vary though so you would have to verify with an insurance carrier to check if what you want is possible.
This type of double insurance on a car is typically not necessary and may go against insurer’s underwriting guidelines, since hopefully 1 insurance policy would be able to cover all the drivers of the car.
A situation that I can think of where 2 auto insurance policies might be put on the same car is if there is a co-signer on a vehicle that wants insurance on it in case the primary driver does not carry their insurance on it as they should. Each person in this type of situation would have insurable interest in the car. If the drivers involved did not have insurable interest in the car, than it could be hard for them to put coverage on it.
